In early February of this year, which now feels like 12 months ago, everything was normal. Our US economy was strong, consumer confidence was high and unemployment figures were at historical lows. Then we started to get tidbits of information about this far away virus called Covid-19.

Did anyone fully expect then, what we know now? Not by any stretch... and unfortunately for many, they feel as if our world has turned upside down.

Back in 2002, I was only going to move to the beach for about 2 years.

Things changed along the way.  Getting married.  Starting the business.  Having the family.  Roots getting put down.

Now, here we are.  Things have changed again.  As we have dealt with the changes brought on by the collective current 'weirdness,' we have learned a lot.